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NCREC-Broker-N still valid dumps, North Carolina Real Estate Commission NCREC-Broker-N dumps latest

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North Carolina Real Estate Commission NC Real Estate Broker National Sample Questions (Q80-Q85):

NEW QUESTION # 80
After taking a listing on a property, a broker learns of major highway changes in the area. The broker should disclose this information:

A. as a material fact to all transactional parties.
B. to the buyer but only if the buyer asks about it.
C. as a material fact to all transactional parties but only if the changes will be completed within a year.
D. to the buyer but only if the seller agrees to the disclosure.

Answer: A

Explanation:
North Carolina brokers are obligated to disclose all material facts to all parties in a transaction, regardless of representation. Planned infrastructure changes such as highway expansions may affect property value or desirability and are therefore material facts. The duty to disclose is not conditional on the buyer's inquiry or seller's permission. So the correct answer is C.
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NEW QUESTION # 81
What clause in a mortgage would permit the lender to call the outstanding balance due and payable if the borrower sells the property or otherwise transfers ownership of the property?

A. Balloon payment clause
B. Alienation clause
C. Defeasance clause
D. Acceleration clause

Answer: B

Explanation:
An Alienation Clause-also known as a due-on-sale clause-gives the lender the right to demand full repayment of the loan if the borrower transfers ownership or sells the property without the lender's consent.
This clause is standard in most modern mortgage agreements to protect the lender's interest.
Reference:
NCREC Real Estate Finance Section
Federal Reserve Glossary - Alienation Clause Definition
Broker National (Broker-N) Financing Chapter

NEW QUESTION # 82
In the context of antitrust laws, which action would be considered an example of a group boycott?

A. Two brokers from different firms agree to charge the same commission rate.
B. Two brokers from different firms agree not to cooperate with a new discount brokerage.
C. Two brokers from different firms agree to focus on different neighborhoods.
D. Two brokers from different firms agree to use the same marketing materials.

Answer: B

Explanation:
A group boycott occurs when two or more competitors conspire to exclude another competitor from fair participation in the market-such as refusing to show listings, denying cooperation, or encouraging others not to do business with a certain firm. This violates federal antitrust laws. Price-fixing (choice A) is another violation, but it's not a group boycott. Therefore, the correct answer is D.
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NEW QUESTION # 83
A North Carolina broker arranges a real estate sales transaction while working for a brokerage firm. If the broker's license becomes inactive before the transaction closes, the brokerage firm:

A. must pay the commission to the licensee who took over the transaction for the now-inactive broker.
B. must return the commission to the seller.
C. must keep the commission.
D. can pay the commission to the broker.

Answer: D

Explanation:
According to North Carolina Real Estate Commission policy, as long as the broker was actively licensed at the time the transaction was originated (i.e., while performing licensed activity), the broker is legally entitled to compensation-even if their license becomes inactive before closing. The commission is paid through the firm. Therefore, the correct answer is A.

NEW QUESTION # 84
The buyer of a long-vacant lot plans to build a home. The zoning ordinance for the town in which the property is located indicates that every lot with a structure must be at least 80 feet wide. When the buyer applies for a building permit, they are surprised to learn that the lot is only 76 feet wide. The property is worthless if they cannot build a home. To build a home on the lot legally, what must the buyer obtain from the local zoning board?

A. Variance
B. Conditional exception
C. Buffer exemption
D. Nonconforming use permit

Answer: A

Explanation:
A variance is an exception to a zoning ordinance granted by the local zoning board when strict enforcement would cause undue hardship due to unique property conditions. In this case, the lot is too narrow for the minimum width requirement, but the buyer can seek a variance to proceed legally. A nonconforming use applies to existing properties that no longer comply after zoning changes. Therefore, the correct answer is D.
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NEW QUESTION # 85
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